Because Our Commitment Is Your Financial Security
For over 100 years, we have been a leader and innovator in the insurance industry, a driving force in the economic growth of the communities in which we serve and a steady and sure source of financial protection for our policyholders. When you choose American National, you become one of the millions of Americans who have trusted us to protect their financial future and the future of their families.
W.L. Moody, Jr., a cotton farmer, founded American National in 1905. His goal was to grow it into a financially stable company that serviced hardworking Americans.
Surviving and even thriving through depression and war, we’ve grown from a horse-and-buggy service to the industry leader we are today. The conservative business approach of Mr. Moody is what enabled us to survive the boom-and-bust cycles of the 20th Century and it's those same values we hold dear on behalf of our customers moving forward.

Because We Combine Traditional Financial Values With 21st Century Convenience

Today, American National is the company W.L. Moody envisioned long ago. We are a thriving, nationally recognized leader in the financial services industry. For more than 100 years now, we’ve kept our roots in the heartland of America and are dedicated to serving the people who make our country great.
However, in many ways, American National is a company that nobody could have envisioned. Thankfully, it’s the twenty-first century and we have modern conveniences to make our lives easier. Those modern conveniences include the ability apply to to buy life insurance online in 15 minutes or less. Nobody could have envisioned that over 100 years ago.

Because We Are Uniquely Focused On Your Convenience
American National helps remove the barriers between you and life insurance protection you require. We care about you, our customer. We care about you having the protection you need for your family. That’s why we make it as easy as possible for you to apply for term life as well as whole life insurance.


Because We Have An Undying Commitment To Our Customers

We wouldn’t be here today if it weren’t for the loyalty of our customers. For more than 100 years they have trusted us to protect their financial future. Part of the commitment we have made to our customers is the commitment to be there when they need us. Our highly experienced and motivated Customer Service group.
- Service Representatives are available from 8 am until 5pm CST to answer any questions you may have
- All uncontested insurance claims are processed within 5 days
- Underwriting decisions are made quickly
It’s the little things that make a company great. Removing the barriers to getting life insurance coverage is what has made American National the nationally recognized financial services leader we are today.

Here Is What We Offer
Our customers trust us to deliver the life insurance services they need to protect their families. What we offer you is:
- Affordable, simplified term and whole life insurance coverage with no medical exam - acceptance is based on how you answer a few simple health questions
- The convenience of applying for and managing a policy completely online
- The flexibility to pay your premium by check, credit card or even PayPal
- An unwavering commitment to customer service and customer satisfaction

Why Buy Life Insurance Online?
There are plenty of reasons for you to buy life insurance online. Some include:
- It’s Convenient—You don’t have to drive to an insurance office, you don’t have to wait in any lines or make an appointment. You don’t even have to leave your house
- It’s Easy—All you have to do is visit our website and apply
- It’s Simple—In less than 15 minutes, you can be approved for a term or whole life insurance policy
Based in Galveston, Texas, the American National family of companies serves policyholders in all 50 states and the District of Columbia (some policies not available in all states). Because of this, we have established trusting relationships with our customers who live from coast-to-coast. We offer a different kind of service. Insurance products that give our customers what they need to feel comfortable knowing their families are protected from the unexpected, all in the comfort of their own home.

Apply for Immediate Term Life Insurance Now

BudgetGuard Term Life Insurance